Consumer Information for Real Estate in the Greater Baltimore / Central Maryland Area.
 
Access To Local, Regional and National Home Search Tools  
Information Specifically For Home Sellers  
Information Specifically For Home Buyers  
Getting Ready To Buy YOur 1st Home?  Here Is How To Get Started  
Detailed Information About Financing A Home and Financial Calculators  
Helpful Forms, Free Reports, Links To Free Internet Information  
Who Is Mark Swiss and Where Do I Know Him From?  

Whether Buying or Selling a Home, . . .
the success of your real estate transaction will be determined by the skills, experience and dedication of the person that manages your transaction. That person, (usually a Realtor), will hold the keys to what is possibly the most significant transaction of your lifetime, so you must have every confidence in the person you select to fill that role.

In our do-it-yourself society, it is natural to just go out start looking or, if selling, to just stick a for sale sign out on the front lawn. There are some people with enough experience buying and selling properties (investors) who can accomplish a fully settled transaction without a hitch. These individuals usually do not have to worry about having to settle by a certain date, other job pressures and balancing family responsibilities: buying and selling properties is what they do for a living.

Be skeptical of what you are told - check the facts. There are always success stories about the novice who sold his home for a fortune but, realistically, we do not know the true nature of these transactions. We are not privy to the bumps and negotiations that occur along the way. Recently, a client told me about "his friends property down the street" that sold for a certain amount. Real estate records show that the asking price was indeed the amount mentioned BUT the actual sales price was more than 25% below the asking price. His former neighbor had forgotten to mention to reduction.

Only you can decide the path you will take. It is a business decision and must be based on facts - not on emotion, not on hear-say and not on the opinions of others. In this web site I try to provide factual information and tools to help you choose wisely. IF you decide to contact a Realtor, I hope you will remember me.

 

 How often have you told yourself,

"If I'd known then what I know now, I would have done things differently"? That's the idea behind this web site - to help you learn now what you wouldn't have known until it was too late.

This site does not rely on flashing lights, pizzazz and hype. At first glance it may appear limited on selections but each selection represents a key area of consumer concern and is, or soon to be, deep with helpful information. So, pick the primary topic that interests you and take the journey into a variety of related topics. The information is, to the best of my ability, accurate and is the same information I would provide to my own family. I intend to show you I am worthy of your business the old fashioned way, (yes, I'm going to say it) I will earn it.


 A key point: do not confuse buying and selling real property with the  sale of personal property.

Real Estate is not a simple “buyer beware” transaction like the sale of a car. Real Estate is an intricate process because it is a real and permanent asset that will continue on forever. New real estate cannot be manufactured, here is only as much as there is. Accordingly, the ownership of real estate is closely monitored and regulated. Along with the rights and benefits of owning real estate, there are also numerous responsibilities. When the ownership of a property changes, there are very specific actions, recordings, disclosures and procedures that must be performed to assure that ALL rights AND responsibilities are correctly passed and recorded. Requirements vary from state to state and by local jurisdiction. The person managing the transaction must be aware of all the local requirements and responsibilities and assure that all proper disclosures are made.

Because real estate is such an intricate process, nearly every deal presents challenges that can threaten the success of the transaction. You (or your agent) must be able to detect potential challenges early on and keep them from becoming deal breakers. This is where experience and problem solving skills pay off big. So, do your homework (no pun intended) or engage someone that has the knowledge and experience to manage your transaction.


Cost versus Value

We all "shop price" until it becomes apparent that the low price is diminishing the value we receive.

When all you get is a sign on your lawn and an ill-prepared MLS listing, that is not value. and the agent should discount his/her fee because inferior work can wind up costing the seller tens of thousands of dollars.

When you select me to list your property:
      I provide Maximum Exposure.
            A FREE Web Page - unlimited photos and text to promote your property,
            A FREE Professional Quality (true) Virtual Tour,
            Proven methods that drive buyers to your Web Page &Virtual Tour.
            I include important marketing details that many agents DO NOT provide.
            All information and data about your property are verified for correctness.

My service is a value that often more than Pays For Itself  and
is usually priced lower than what other agents charge -- that is VALUE.

A Short Commercial About My Site & Service

My business philosophy is based on the belief that Quality Service is the foundation of a successful business. I provide a flexible service that fits the needs of the client; NOT bend the client to fit the service. I strive to shield my clients from the worries and aggravations that people tend to encounter when buying or selling a home. I invite you to check out my Privacy Statement and welcome you to contact me if you have any questions. If you want to learn more about me or are just wondering where our paths may have crossed, I have included some details about myself in the For Your Information section of this site.

Aside from some occasional wordiness (and possibly a bad puns from time to time), I am very serious when it comes to providing quality service and protecting the rights of my clients. After a career of creating successful business solutions for corporate clients, I now enjoy the satisfaction of helping individual families acquire their American Dream - home ownership. Apparently it is appreciated because my referral business is strong. I am finding that -

I am the Realtor Clients Brag About


I have tried to keep the site simple and user friendly. To explore the site, go back to the top of the page and click on one of the topic buttons on the left. How can I help you today?

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© copyright 2007, Mark Swiss of Century 21 Horizon Realty, Inc. / All rights reserved.